Explore solutions designed to protect your assets and financial well-being with personal insurance Shaped For YOU!

Your Lifestyle and Assets Need Protected

HOME

Your primary residence is often times your biggest asset. Coverage for it is important, often complex, and can also provide additional protections for when the unthinkable happens.

AUTO

Vehicles offer freedom and the ability to get from here to there. They are costly and can subject the driver, and family, to liability in certain circumstances.

UMBRELLA

Protection for losses that exceed insurance limits of other coverages and could include additional coverages for personal liability.

MOTORCYCLE

The open road never felt so good on two wheels. Ensure your motorcycle lifestyle is covered with a plan you can count on.

ATV & SNOWMOBILE

The great outdoors are full of
Adventure. We will help protect you for your off the road lifestyle.

BOAT & WATERCRAFT

Sit back and enjoy the water. Just make sure your coverage extends to your watercraft, what’s on board, and where it’s located.

RV

A home on wheels requires insurance designed to keep up so that you can enjoy the setting suns and changing landscapes.

VALUABLE POSSESSIONS

Personalized coverage for your valuables- these can include jewelry, art, antiques, collectables, and other high value possessions that require custom insurance solutions.

SHORT-TERM RENTAL

This includes a residence you rent for income. Often for a week or less.

FLOOD INSURANCE

Coverage for rising water often excluded under a standard homeowners insurance policy.

DISABILITY & LIFE INSURANCE

Coverage for your most important asset – You!

RENTERS

Did you know your landlord’s policy typically only covers the building and common areas? Not your stuff or personal liability. Renters insurance is designed to do just that.

CONDO

Coverage for your personal property and liability outside of your condo association plan

MOUNTAIN & COAST HOMES

Your home away from home often involves unique risks. Customize an insurance plan that offers protection and peace of mind.

Medicare

Coverage so important, we’ve built an entire page!

Our process identifies your unique needs, potential coverage gaps, and educates you on important milestones that often trigger adjustments from an insurance and risk management standpoint.

THERE'S INSURANCE.

Then there's insurance you would want if the unthinkable happens.

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Chelsea Family

Chelsea Coover

Employee Benefits Specialist

Chelsea moved to Iowa in 2014 after earning her Public Health degree from Indiana University in 2013. With over 10 years in Occupational Health, she helps Cedar Valley employers improve workplace safety, wellness, and compliance. She values strong relationships and partners closely with organizations to build healthier, more productive environments. Chelsea met her husband Jeff, a UNI assistant track coach, at IU. Married for eight years, they enjoy supporting UNI Track and Field, traveling with their kids—Jackson (5) and Wexler (2)—and staying active as a family. In her free time, she loves reading, trying new recipes, and lifting weights.

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